| Unless otherwise disqualified, a member who pays monthly subscription in accordance with By-Laws 8.5.1. shall be eligible for a loan, secured by the Loan Default Scheme or Sureties Scheme.
A Member must satisfy the following requirements to be eligible to apply for a loan;
- He has been a member for at least 6 months;
- He is at least 21 years of age for male and 18 years of age for female; and
- The loan is secured by Sureties Scheme Policy or Insurance Policy Scheme except for Personal Surety Loan.
- Only Ordinary Members shall be eligible for the Surety Scheme and to stand as surety for a loan.