- 2 December 2025 | 11 Jamadil Akhir 1447H
- Subuh 5:30am |
- Syuruk 6:53am |
- Zohor 12:55pm |
- Asar 4:19pm |
- Maghrib 6:56pm |
- Isyak 8:10pm
Click HERE to book an appointment with us.
We are currently experiencing a high volume of contact into customer services.
We will get back to you within 3-5 working days.
Thank you for your cooperation.
Holiday Financing Promotion
For a limited time, access flexible financing designed to give you instant cash flow and the freedom to act:
Amount: Up to $20,000
Profit Rate: 3.5% per annum
Tenure: 24 months
Promotional Period: NOW till 31st December 2025
Time is Limited: Secure your Funds Today!
The special financing window closes on 31st December 2025.
Don’t wait until the new year – get the capital you need now to finish this year strong and start next year even stronger 😊
Singapore Muslim Teachers’ Co-operative Limited (SMTC), also known as Syarikat Guru Muslim Singapura Koperatif (SGM) is a credit cooperative under the Registry of Co-operative Societies (Ministry of Culture, Community and Youth).
SMTC (or SGM) is an affiliate of the Singapore National Co-operative Federation Ltd (SNCF). SNCF is an apex body of Singapore's Co-operative Movement, secretariat of the Central Co-operative Fund (CCF) and a member of the International Cooperative Alliance (ICA) and the World Council of Credit Unions (WOCCU).
SMTC (or SGM) is based in Singapore to provide quality financial and other personalised membership products and services for our Muslim teachers.
We aim to provide a warm and caring environment on which we built our trust to reach out to our valued members.
Our services includes Savings and Financings and we are working hard to align them with Shariah principles. We also have two (2) childcare centres to ensure that we groom our children to be future leaders of Singapore.
- SGM Murni @ Tampines
- SGM LittleKidz @ Rivervale
Please feel free to contact us for any enquiries about our membership or if you are already our member, kindly do not hesitate to contact us should you have any enquiries regarding our services.
Announcements
Updating of Particulars
We are currently in the process of upgrading our system, and we highly encourage all members to update their latest information. To proceed with the update, kindly click on the provided link below.
Update
Warta Triwulan #6
Stay up-to-date with the latest news from SGM, where we bring you exciting updates on events taking place at our childcare centers, engaging activities happening at our headquarters (HQ), and the exclusive benefits we have collaborated on to ensure our members' utmost enjoyment.
Don't let this golden opportunity slip away! Secure your copy and download it now!
PayNow QR
Make a payment with our Corporate Paynow QR now.
To make a payment, you have two options:
1)
Scan the QR code provided
using any Paynow participating banking application.
2) Manually input the
Unique Entity Number (UEN) with the suffix "SGM"
.
Upon successful payment, you should receive a notification from the bank.
Other information required to be indicated when remitting payment to us :
1. Full Name
2. Membership ID
Payee Name: SINGAPORE MUSLIM TEACHERS' CO-OPERATIVE LIMITED
UEN: S31CS0008KSGM
