• Calendar  21 February 2024  11 Syaaban 1445H
  • Subuh Subuh 5:58
  • Syuruk Syuruk 7:16    
  • Zohor Zohor 1:20
  • Asar Asar 4:36
  • Magrib Maghrib 7:21       
  • Isyak Isyak 8:31

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We are currently experiencing a high volume of contact into customer services. 
We will get back to you within three (3) working days.
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Office Closure

Flexible Work Arrangements

Salaam SGM Members

We will be closing the office for ONE (1) business day on Friday, 23 February 2024, as part of our Flexible Work Arrangements (FWAs) policy to allow our employees to work remotely. We appreciate your support and understanding at this time.

Holiday Financing is FINALLY BACK!

As school holidays and Hari Raya are fast approaching, we are delighted to offer our members an enticing financing promotion of up to $10,000 at a rate of 3% p.a.

This promotional period is valid until 30th April 2024.

Don't hesitate to contact us via phone, WhatsApp or email at  info@sgmcoop.org.sg  to apply for our limited-time financing offer now.

Note: All financing applications are currently conventional but will undergo a conversion to comply with Shariah requirements.

Enquire Now!

A Co-operative for Muslim Educators in Singapore



Singapore Muslim Teachers’ Co-operative Limited (SMTC), also known as Syarikat Guru Muslim Singapura Koperatif (SGM) is a non-profit organisation based in Singapore to provide quality financial and other personalised membership products and services for our Muslim teachers.

We aim to provide a warm and caring environment on which we built our trust to reach out to our valued members.

Our services includes Savings and Financings and we are working hard to align them with Shariah principles. We also have two (2) childcare centres to ensure that we groom our children to be future leaders of Singapore.

- SGM Murni @ Tampines 

- SGM LittleKidz @ Rivervale  

Please feel free to contact us for any enquiries about our membership or if you are already our member, kindly do not hesitate to contact us should you have any enquiries regarding our services.


SGM SaviNgs plans

Discover the different types of our Saving Plans.


Financings for our members at affordable profit rates.


Updating of Particulars

We are currently in the process of upgrading our system, and we highly encourage all members to update their latest information. To proceed with the update, kindly click on the provided link below.


Operating Hours

We have adopted a 5-day work week with effect from 1 September 2022. Members are to note that we are unavailable from 12pm to 1pm for our lunch break and we will be at your service after. Thank you for your understanding.
(Not applicable for the month of Ramadhan)

Contact us

Warta Triwulan #5

Stay up-to-date with the latest news from SGM, where we bring you exciting updates on events taking place at our childcare centers, engaging activities happening at our headquarters (HQ), and the exclusive benefits we have collaborated on to ensure our members' utmost enjoyment.

Don't let this golden opportunity slip away! Secure your copy and download it now!

Download now!

Financings Initiatives


We will bring you more updates regarding our financing initiatives. 

Coming soon 

PayNow QR

Make a payment with our Corporate Paynow QR now.

To make a payment, you have two options: 
1)  Scan the QR code provided using any Paynow participating banking application.
2) Manually input the  Unique Entity Number (UEN) .
Upon successful payment, you should receive a notification from the bank.

Other information required  to be indicated when remitting payment to us :

1. Full Name 
2. Membership ID